What Is Foreign Health Insurance?
Foreign health insurance is a type of coveragerequired for foreigners who plan to stay in Turkey for more than a year. Simply put, it’s the insurance non-Turkish citizens need when applying for a residence permit or a long-term stay permit. With this insurance, foreigners can benefit from coverage like outpatient and inpatient treatments. It’s also commonly referred to as residence permit health insurance for foreigners.
Is Health Insurance Mandatory for Foreigners?
Yes, health insurance is mandatory for foreigners who decide to live in Turkey and plan to stay for more than a year. Think of it as a legal requirement for obtaining a residence permit in Turkey. However, if you have dual citizenship and one of them is Turkish, this rule doesn’t apply to you.
Is Foreign Health Insurance Mandatory for Spouses of Turkish Citizens?
If a foreign national is married to a Turkish citizen, their SGK (Social Security Institution) coverage is checked first. If the spouse is insured under SGK, there’s no need for foreign health insurance.
However, if the spouse is not covered by SGK, the foreign national must have foreign health insurance to reside in Turkey.
What's Covered ? What Does It Include?
– Operation
– Dialysis
– Doctor Tracking
– Chemotherapy
– Radiotherapy
– Intensive Care
– Doctor Examination
– Physical Therapy
– Rehabilitation
– Minor Medical Intervention
– Auxiliary Medical Supplies
– Home Care
– Artificial Limb
– Ambulance
– Dental Pack
Frequently Asked Questions About Foreign Health Insurance
Yes, foreigners can purchase private health insurance, just like Turkish citizens. However, they first need to obtain a residence permit. To secure this permit, having foreign health insurance is mandatory.
Private or supplementary health insurance is generally more comprehensive than foreign health insurance. Those with private health insurance can access private hospitals with unlimited or high-limit coverage and benefit from additional options like maternity coverage.
In contrast, foreign health insurance for non-citizens is more basic, offering limited coverage without additional benefits or high limits.
Health insurance policies are typically issued for 1 year. However, if preferred, a 2-year foreign health insurance policy can also be arranged.